Excel SpreadsheetMake your Annuity decision with the help of this workbook. The point of the Annuities template is to help one to decide on the best way to obtain annual income on a fixed investment by comparing a) the amounts one would receive on the basis of ‘flat’ and ‘rising’ annuities if the initial sum were invested in, for example, the FT100, with b) annuities available in the market from various financial institutions.

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